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Book a Free ConsultationIndependent home-loan advice across New Zealand's major lenders.
From your first home to your next investment, we turn deposit, income and goals into a clear lending plan — and handle the lender legwork for you.
Book a Free ConsultationA mortgage is a long-term commitment, not just a rate. We compare structure, fees and flexibility across the lenders available through us — and we won't push a deal that doesn't suit your situation.
Get into your first place sooner.
Learn more →Review your rate, structure and repayments.
Learn more →Build a portfolio that works.
Learn more →Funding tied to a clear business outcome.
Learn more →Finance for commercial property.
Learn more →Fund your build, drawn in stages.
Learn more →Vehicles, equipment and machinery.
Learn more →Combine debts into one repayment.
Learn more →We understand your goals and financial position before recommending anything — so the advice fits your situation.
We compare suitable loans and structures across the lenders available through us, and explain the trade-offs in plain English.
We manage the application, paperwork and lender communication through to settlement — and stay available afterwards.
OneLife Finance services took the stress out of refinancing my properties! Their team was super communicative, keeping me in the loop every step of the way. Their responsiveness and clear explanations made the whole process smooth. Highly recommend if you're looking for a hassle-free refinance experience 😊
I've had a fantastic experience with Onelife Financial Services from day one. The team is incredibly professional, but a special shout-out goes to Himank for his outstanding support and dedication. He made the entire process seamless.
Our experience with Kaushal was absolutely amazing! 🏡🔑 From start to finish, the mortgage process was incredibly smooth and stress-free. He explained everything in a clear and understandable way, and thanks to his expertise, we secured a great deal.
Definitely recommend Himank and the team at Onelife. Have been working with them for almost over a year now — with a new mortgage and re-finance. You guys are the best at making everything easy, quick and straightforward. Cheers.
We had an excellent experience working with Kaushal Patel throughout the mortgage process. They were professional, responsive, and incredibly knowledgeable. He took the time to explain everything clearly and answered all our questions.
10/10 experience with Kaushal. I was recommended here by a friend and am thrilled at how efficient and effective the whole process was with Onelife. Thank you again Kaushal for your efforts in helping me get my home loan!
Kaushal was absolutely fantastic! He made the whole refinancing process so smooth and easy. I'm extremely happy with the result and his excellent service. Highly recommend!
We had an excellent experience with Kaushal Patel. He helped us get the home loan with good rates and also advised about insurance and refinancing. Thank you Kaushal Patel.
Kaushal and the team at Onelife Financial handled my refinance efficiently and got me a competitive rate. The process was straightforward, and communication was clear throughout. I'd recommend them for a hassle-free refinance.
Book a free, no-obligation chat. We'll review your options and tell you exactly where you stand — in plain English.
Book a Free ConsultationInformation on this page is general and is not personalised financial advice. Lending is subject to lender criteria, responsible-lending assessment, security, conditions and final approval.